AIL State General Agent

Josh Chalom Toronto, ON

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American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has two wholly-owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland.


We’re looking for a select group of leaders, entrepreneurs, and high achievers who see the value in our unlimited opportunity. Say yes to AIL and we’ll give you the ability to have a long-term career, and run your own business as an independent contractor. A career with American Income Life gives you freedom. The choice is yours.

 Josh Chalom
Toronto, ON
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(416) 483-2520

My name is Josh Chalom, and I’ve been with American Income Life for 28 years. I run the Josh Chalom Agency in Toronto and was brought into American Income Life by my cousin, David Cohen, way back in 1982.   David told me it was a wonderful opportunity and to come and see it.  It [...]


SGA Biography

It’s a long way from the Dominican Republic to Canada, but Josh Chalom, State General Agent in Ontario, made the transition with ease.  Josh owned and operated swimwear boutiques in the Dominican Republic before joining American Income Life Insurance Company.  His cousin was a successful SGA for American Income Life in Los Angeles and convinced [...]

  • Freedom to Succeed

    Want a six-figure income? It's in your grasp. We give you the opportunity to make as much, or as little as you desire. As you gain experience and knowledge, your earnings increase.

  • Freedom to Perform

    If you love working with people and helping them perform to their fullest potential, then AIL is the place to be. Don't worry if you've never been given the chance to challenge yourself in this way, because you'll learn how to recruit, train, develop, and manage others.

  • Freedom to Grow

    How successful do you want to be and what will it take to get you there? Want to be an entrepreneur? Exhibit the ability to train and manage and we'll teach you how to build an Agency, and be rewarded for managing a high performance business.